About Bankruptcy
Stop Creditor Harassment
If you are being harassed by creditors, we can help you put an end to the calls and letters. Chapter 7 may be an option to eliminate some or all of your debt. Most people who file chapter 7 can keep their home and vehicles. We can also help you take legal action against creditors who violate your rights under the Fair Debt Collection Practices Act.
Foreclosure
If you are behind on mortgage payments and threatened with loss of your home, chapter 13 may be a way for you to catch up the payments you are behind while continuing your regular mortgage payments. We can help you prepare a chapter 13 plan, file it with the court, force your mortgage company to work with you, and save your home.
Tax Debt Relief
If you owe back taxes, we can negotiate with the IRS for you and try to develop a plan to resolve your tax debt. We can also help you understand your rights and options when dealing with the IRS.
Student Loan Debt
If you are struggling with student loan debt, can help you understand your rights as a borrower and develop a plan to manage your student loan payments.
Bankruptcy Alternatives
If bankruptcy is not the right choice for you, we can explore alternatives with you like debt consolidation, debt management, or negotiating with your creditors. We can help you determine the best course of action for your unique financial situation.
Bankruptcy Myths
There are many myths and misconceptions about bankruptcy. We can help you separate fact from fiction and understand the truth about bankruptcy and its impact on your financial future.